Lease & financing
Complete office furnishing requires an investment. With leasing and financing, you spread those costs across fixed monthly charges and keep your working capital available. BNR compiles your proposal with financing options included, so you can arrange furniture, office equipment, and installation in one process.
Operational lease
Ownership remains with the leasing company. You pay a fixed monthly amount for usage and choose at the end of the term between returning, extending, or taking ownership at residual value. This form does not appear on your balance sheet.
Financial lease
After the lease period, you become the owner of the furnishing. Monthly charges are generally slightly lower than with operational lease. This form does appear as an asset and liability on your balance sheet.
Hire purchase or business loan
With hire purchase, you become the owner during the term without a large initial investment. With a business loan, you are the owner immediately and pay off in fixed monthly installments. We set both options side-by-side in your proposal.
Request a quote
You indicate what you want to furnish. We compile a complete proposal, including the financing options that fit.
Financing proposal
You receive the lease and financing forms side-by-side, with the monthly charges and terms for each variant.
Submit application
After you have made your choice, we submit the application to our financing partners. Usually, a response follows within 24 to 48 hours.
Delivery and installation
After approval, we schedule delivery and installation at a time that suits you. The average lead time is 5 to 10 working days.
Single point of contact
Furniture, office equipment, delivery, and installation go through the same process as your financing. You don't have to deal with separate parties.
Over 35 years of experience
BNR Totale Kantoorinrichting has been active for over 35 years and works with financing companies that specialize in business financing.
Clear costs upfront
Monthly charges and terms are included in the proposal before you sign. Freelancers and sole proprietorships can also apply, provided creditworthiness is sufficient.
Fiscal consultation
Lease and interest costs are in many cases deductible as business expenses. What applies to you depends on your situation, so present the proposal to your accountant.
Do you want to know which form fits your situation? Call 010 - 753 60 40 or request a proposal with financing options included.
Contact us View project furnishingFrequently asked questions
Yes, lease and financing are also available for self-employed professionals (ZZP'ers) and sole proprietorships, provided you meet the creditworthiness requirements.
With operational lease, you can choose to return, extend, or purchase the asset at its residual value. With financial lease, you automatically become the owner.
All costs are communicated clearly in advance. There are no hidden fees.
This depends on the type of financing and the terms and conditions. We would be happy to discuss this with you.